Global Insights, Smarter Investments
Kal raat main ek simple kaam kar raha tha — apne kharch likh raha tha. Koi bada expense nahi tha… na car li, na travel kiya, na shopping spree. Phir bhi jab total nikala — main khud shock ho gaya. ₹3.2 lakh ek saal me bas “chhote chhote kharchon” me chale gaye. Aur sabse dangerous … Read more
Let me be very honest with you. Over the last couple of years, I’ve spoken to friends, readers, colleagues, and even random people during chai breaks—and one pattern keeps repeating. Salaries are rising, markets are touching new highs, India is “growing”… yet most middle-class families still feel stuck. Same cycle: salary → EMI → expenses … Read more
By Harsh | Harshonomics.com Last 5 saal me maine ek cheez baar-baar dekhi hai — same 90% middle-class families (₹40k–₹1.5 lakh income) ek hi financial mistakes repeat karte rehte hain… aur dusri side 5–10% log quietly crorepati ban jaate hain. Yeh koi theory nahi hai. Yeh real life observations hain — bank statements, loans, family … Read more
By Harsh | Harshonomics.com Instagram par jo “rich lifestyle” dikh raha hai — wo real wealth nahi hota. Real rich log wo hote hain jo ₹5–50 crore+ net worth ke hote hain… lekin unke baare me kisi ko pata bhi nahi hota. Maine personally aise 25–30 families observe ki hain last few years me — … Read more
By Harsh | Harshonomics.com 2026 me gold sirf “safe asset” nahi raha — ye ek strong trend ban chuka hai. Mere observation me last 1–2 saal me gold ne consistently better performance diya hai compared to stocks aur real estate (especially uncertain market phases me). Ab real question ye hai: Kya abhi gold kharidna chahiye? … Read more